Gallagher Coverage

Comprehensive Gallagher Coverage

This exclusive Errors & Omissions insurance program offered through Everest Indemnity Insurance Company and Arthur J. Gallagher provides broad coverage for your agency.

Coverage Details

  • Limits up to $5,000,000 per claim 
  • Full Prior Acts Coverage is available
  • Defense costs of $250,000 outside of the limits
  • Damages only deductible for 10% of the annual premium
  • Defense cost completely outside of the limits for 10% of the annual premium


Who Is Covered?

  • The Agency
  • Sub-agent coverage endorsement with a $1,000,000 limit (optional) 
  • Independent contractor representatives 
  • Employees
  • Heirs/Executors/Administrators


What Services Are Covered?

  • Life Insurance
  • Accident and Health Insurance
  • Disability Insurance
  • Annuities
  • Variable Products
  • Employee Benefit Plans
  • Mutual Funds
  • Pension/Profit Sharing Plans
  • Notary Public
  • Life Settlements
  • Series 7 Securities Sales
  • Providing advice, consultation, and administration of the above products (whether or not a fee is charged)

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