Standard Informal Transmittal

One of the most cumbersome procedures in the entire application pipeline is the informal process. Some of the issues in the informal process that are causing problems include missing information, no standardization, no summarization of attending physicians information, and no prior placement information.

In response, NAILBA created the Standard Informal Transmittal as another step to improving the informal process. In addition, we have asked our carrier partners to commit to a turnaround of 7 or less business days with a properly submitted informal (with summaries) using this new document.

Click here to download the NAILBA Standard Informal Transmittal.

To date, ANICO, John Hancock, Lincoln Benefit Life, MetLife, and West Coast Life have been identified as Priority Service Carriers, offering a turnaround of 7 or less business days with this transmittal. Other carriers accepting this form include American General Life Companies. Please contact the company directly for specific terms.

We encourage you to use the NAILBA Standard Informal Transmittal to help our industry to improve its process and smooth out the Application Pipeline. If you have any questions, please contact NAILBA at (703) 383-3081.